Phone: 607-299-4660
Email: johaver@ohaverfinancial.com
Business Philosphy:
My mission is to be a resource to families and business owners by offering suitable products and services that assist with wealth accumulation and preservation by helping my clients meet their financial goals.
Professional Qualifications:
- Licensed to sell Life & Health Insurance in NY, MA, NJ, and TX
- Licensed to sell Commercial Insurance, Auto & Homeowners' Insurance in NY, MA, NY, and TX
- Series 6, 63, and 7 securities registered in NY
- Member of National Association of Insurance and Financial Advisors (NAIFA)
Financial Services:
- Business Insurance & Investments
- Retirement Funding Strategies
- Asset Allocation Strategies
- Estate Conservation Strategies
- Education Funding Strategies
- IRA Consolodation/Rollovers
- Mortgage Protection (though life & disability insurance)
- Lump Sum Pension Distribution
- Medicare Supplement Coverage
- Pension Payout Alternatives
- Pension Transfer
- 401(k) Rollovers
Product Solutions:
- 401(k) plans, SEP/Simple, Keogh
- Traditional & Roth IRAs
- Stocks, ETFs, Options
- Mutual Funds
- CDs, Money Market
- Brokerage Accounts
- Whole, Term, Universal, Variable Universal Life Insurance
- Fixed and Variable Annuities
- Disability Income Insurance
- Long-Term Care Insurance
- Tax Sheltered Annuities, 403 (b) Plans
- Managed Accounts, Wealth Management
Everyone has a financial objective. I enjoy helping families and business owners turn their dreams into reality by reaching their financial goals. Once goals are established, it is important for you to evaluate and manage risks. My experience, education and training, along with IBN Financials' resources, allow me to assist clients by identifying priorities and pursuing suitable measures to help satisfy those concerns.
